Last reviewed July 14, 2026

Website terms

This website provides general insurance education and appointment preparation. It does not provide legal, tax, medical, or investment advice and does not create coverage, approval, enrollment, or a promise of benefits or price.

No plan recommendation from Insurance GPT

Insurance GPT is a limited, reviewed education library. It is not a live artificial-intelligence adviser. It will not choose a carrier or plan, decide eligibility, or replace official plan documents and government sources.

Insurance decisions

Coverage depends on the application, carrier rules, policy or contract, service area, network, formulary, enrollment period, and final approval. Review official documents before applying or enrolling.

Medicare and Marketplace

Caleb Donovan is a licensed insurance agent, not a government employee. Donovan Industries is not connected with or endorsed by Medicare, HealthCare.gov, or any government agency. Medicare.gov, 1-800-MEDICARE, Nebraska SHIP, and HealthCare.gov provide official information.

Acceptable use

Do not use the site to access another person's account, alter another person's record, submit false information, probe security, or overload the service. Contact Caleb for help with an account or record.